If you run a commercial cleaning business, your top priority is to keep everything running smoothly with as few hiccups as possible. Unfortunately, there is a certain amount of financial risk that you assume when running a cleaning business. Your work in cleaning services will likely take you to a variety of different locations. All of these locations present potential liability issues. Because of this, it is vital that you have commercial cleaning services liability insurance.
Why Do You Need Liability Insurance For Your Cleaning Business?
There are many situations where you can run into liability issues while providing cleaning services. For example, say you offer carpet cleaning services and you accidentally damage a carpet while treating it. Usually, you would be liable for the cost of repairing or replacing the carpet but liability insurance would pick up the bill.
What Is Covered By Cleaning Service Liability Insurance?
Cleaning service liability insurance can protect you from financial damages in a variety of different situations. As shown by the previous example, you are definitely protected in situations where you face property damage claims. In addition, you are also protected from bodily injury claims as well as personal and advertising injury claims.
Running a cleaning business can be a great way to make a living but it presents a variety of liability risks that can easily sink your business. Having good liability insurance can make all the difference.