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A Short Guide To Business Auto Insurance

If you utilize vehicles for your business, you need to make sure you are prepared in case something goes wrong. Countless incidents involving vehicles occur in the United States every day and no matter how careful you are, you could easily get involved in one of them.  This is where business auto insurance comes in. What Is Business Auto Insurance? Business auto insurance, otherwise known as...

What Insurance Does Your Boat Cleaning Company Need?

As a boat cleaner, it is your business to make sure vessels are in top shape before they set sail. Boat owners rely on your services to clean and maintain their ships. Boat cleaning insurance is a crucial component for keeping your company afloat by alleviating the expense of potential lawsuits. Do You Need Insurance for Your Boat Cleaning Business? Many incidents can occur while you are...

The Essential Facts You Need To Know About Defense Base Act Insurance

If your corporation operates overseas bases relating to United States military contracts or government operations, you may be researching Defense Base Act insurance, or DBA insurance, and wondering why you need this coverage. The Defense Base Act essentially requires certain overseas operations to provide benefits, so if you think your company may need this coverage, here are the essentials to...

A Short Guide To Commercial Cleaning Service Liability Insurance

If you run a commercial cleaning business, your top priority is to keep everything running smoothly with as few hiccups as possible.  Unfortunately, there is a certain amount of financial risk that you assume when running a cleaning business. Your work in cleaning services will likely take you to a variety of different locations.  All of these locations present potential liability issues....

Why Septic Tank Installers Need Hazard Insurance Coverage

Does your firm work in sewer and septic tank installation? You may be in need of specialized septic insurance coverages. The septic industry is not only essential to millions of people but comes with unique hazards that require thorough insurance to help mitigate. Millions of Households Rely on Septic Tanks To Be Run Properly It’s estimated that well over 21 million households rely on septic...

Protecting Yourself From Alcohol-Related Liability

If patrons consume alcohol on your business' premises, it's important that you have good liquor liability insurance. This coverage, which comes in two main forms, can help protect you from liability issues that may occur in situations where alcohol is present. Who Needs Coverage? You may think that if your business doesn't sell or serve alcohol that you don't need liability protection. However,...

When to Buy a Monoline Property Program?

Sometimes there are uncertainties within an industry that many insurance policy packages won't cover. A monoline property program is one way to offset costs that may arise due to those risks. If you are unfamiliar with monoline insurance policies, here are three ways this insurance coverage option can benefit you. High-Risk Exposure If you are in an industry that many consider high-risk, often...

Blood Pressure Checks Are Mandatory for Truckers

As a trucker, there are a lot of regulations that you have to follow. One of these rules is that you have to keep your blood pressure under control. If you want to drive, your blood pressure has to be under 140/90. You have to have a regular DOT physical blood pressure check. Why Physicals Are Mandatory Some conditions are silent. For instance, high blood pressure does not present with obvious...

3 Reasons Why Construction Liability Insurance is Essential

If you are in the construction industry, you understand the potential risks of a building project. If you want to limit specific exposures that could cause your company any financial strain, purchasing a construction liability insurance policy is one way to add additional security. Here are three reasons why this insurance coverage is essential. 1. Property Damage Protection A construction...

Getting Appropriate Insurance for Planned Unit Developments

Planned units have become a very popular form of development in recent years. As more and more entrepreneurs put money behind commercial real estate, it is important to focus on how this changes insurance needs. Commercial developments like multi-family homes come with specific risks that require more involved insurance than other industries. Thankfully, it is not difficult to find coverage that...