You have a beautiful fine art collection that you cannot wait to show off to your family and friends. While pleasing to the senses, managing fine art can sometimes be difficult. What happens if it gets stolen? Maybe a guest visiting your collection accidentally damages something. Protecting your precious collection is of the utmost importance. That is why it is important to know a little bit...
You've taken an exciting step and purchased your dream home. Have you ever had a chance to consider what environmental factors could put your perfect house at risk? Flooding can wipe out a structure entirely. If you live in an area prone to flooding, learning some tips about flood proofing your home can help. It Is All in the Design Try to design your house with flooding in mind. For example,...
The fallout that a business experiences from a cyber breach can cause immediate and long-term hardship. Cyber insurance programs can help businesses address harm in the aftermath of a data breach or malware infiltration. Restore Operations Not having access to data can shut down a business’ operations altogether. A cyber policy’s benefits may include compensation to repair functionality to...
Business principals whose companies offer professional services have to contend with a widening scope of cyber threats. For architects, the ramifications of cyber crimes could be rather costly. In addition to direct financial harm, a data breach could ultimately result in professional liability. Data Loss Architects’ services are all about planning and design. They are in the business of...
Is your school considering instituting a monitoring program to ensure students are safe and well on social media? Although school social media monitoring has become a more popular safety tactic in recent years, there are several legal and ethical concerns you may want to take into consideration before pursuing this type of program. Here are the basic purposes and limits of these monitoring...
Nearly everybody needs some type of liability insurance policy, but most liability policies do not cover every situation. People who need to file larger claims that what their homeowner's policy or auto policy will cover find that an umbrella policy is an excellent resource. Umbrella insurance even covers situations that no other policies will, such as libel and slander. There are several...
Every business is going to have different requirements when it comes to insurance. This is largely because the risks of a particular industry dictate what type of coverage is necessary for a business to remain fully protected. Naturally, there are some niche industries that can be challenging in some respects. If you operate a professional employment organization, for example, you likely need to...
Does your company know how to set clear and healthy boundaries for volunteers? If you often work with volunteers to complete important tasks within your company, knowing where to draw the line and set professional boundaries is imperative. Here’s how you can give your volunteers healthy and manageable boundaries while showing your gratitude. Watch Out for Burnout and Encourage Strategic Time...
As a boat cleaner, it is your business to make sure vessels are in top shape before they set sail. Boat owners rely on your services to clean and maintain their ships. Boat cleaning insurance is a crucial component for keeping your company afloat by alleviating the expense of potential lawsuits.
Do You Need Insurance for Your Boat Cleaning Business?
Many incidents can occur while you are...
If your corporation operates overseas bases relating to United States military contracts or government operations, you may be researching Defense Base Act insurance, or DBA insurance, and wondering why you need this coverage. The Defense Base Act essentially requires certain overseas operations to provide benefits, so if you think your company may need this coverage, here are the essentials to...
