Why Septic Tank Installers Need Hazard Insurance Coverage

Does your firm work in sewer and septic tank installation? You may be in need of specialized septic insurance coverages. The septic industry is not only essential to millions of people but comes with unique hazards that require thorough insurance to help mitigate.

Millions of Households Rely on Septic Tanks To Be Run Properly

It’s estimated that well over 21 million households rely on septic tanks in the United States alone, so preventing hazards and ensuring the systems run properly is critical not only for your firm but for your clients as well. That’s where specialized protections come into play to cover your business and help ensure the safety and smooth operations of your systems.

Septic Insurance Should Center on Industry-Specific Hazards and Risk Management

One of the benefits of insurance tailored to your industry is that you can address septic and sewer-specific hazards, which can include potential harm to clients and others, equipment malfunctions, bacterial contamination, mold damage, pollution and more. Here are some of the coverage types to include in your septic policy:

  • Excess coverage
  • Bonds
  • Cyber liability coverage
  • Workers’ compensation coverage
  • Completed operations liability coverage for common problems like bacteria or mold
  • Hazmat and other pollution-related coverage, both for on-site situations and for transportation

Installing septic tanks is an essential service for millions of clients that unfortunately also comes with some unique industry hazards. In order to make sure you’re protected and able to safely continue running your systems, consider looking into septic insurance coverages.